Business Banking
Innovation, impact, and economic empowerment are the cornerstones to building strong, thriving communities — and businesses are at the center of that. That’s why we do everything we can to support your business with banking accounts, lending, and credit products for every stage of its lifecycle. From startup to expansion, to acquisition or merger, we are by your side every step of the way.
Optus Finance’s Business Checking Accounts are designed to support your financial journey with a mission-driven approach, empowering you to build your future. Each account offers features designed for accessibility and convenience, including online and mobile banking, mobile deposits, and surcharge-free ATM withdrawals at ATMs from Optus Finance, Regions, Bank of America, Wells Fargo, and Chase Bank.
At Optus Finance, your business savings are more than just funds on hold; they’re a resource for growth, stability, and opportunity. For higher earning potential and easy access to your funds, our business money market account offers competitive rates, check-writing privileges, and debit card access.
Access multi-million-dollar FDIC insurance coverage on large deposits while working directly with Optus Finance. Through the IntraFi network, your funds are placed into deposit accounts at other FDIC-insured institutions — all while you enjoy the convenience of one relationship, one statement, and one trusted bank.
Earn interest and enjoy unlimited access to your cash while keeping it fully FDIC-insured.
Lock in competitive CD rates on large deposits with the same full insurance coverage and convenience.
Optus Finance is dedicated to supporting the communities we serve by fostering sustainable initiatives that drive both environmental and economic progress. As part of this commitment, we actively facilitate renewable energy projects that help reduce pollution, lower costs in underserved communities, and promote long-term sustainability.
Whether you’re managing day-to-day operations or building long-term reserves, our business accounts come with the tools and convenience you need. Each account offers features aimed at accessibility and convenience, including online and mobile banking, mobile deposits and surcharge-free ATM withdrawals at Optus Finance, Regions, Bank of America, Wells Fargo and Chase Bank ATMs.
We offer a full suite of lending solutions to support your business at every stage of growth. Whether you’re expanding your footprint, upgrading equipment, investing in sustainability, or managing day-to-day operations, we provide tailored financing options to help you succeed.
All the tools you need to manage your business and make your life easier! Created with you in mind, our mobile and web banking services give you complete control, enhanced security, and an intuitive interface so you can get started immediately.
Multi-factor authentication and biometrics with password-free options.
We’re putting you first with an ADA-compliant user interface and sleek design.
Easily use the platform in English or Spanish with a simple tap — it dynamically translates at any time.
Add your Optus Debit Card to your Apple Pay®, Google Pay™, and Samsung Pay®!
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